US calculators
25 free calculators for 2026: your paycheck, federal taxes, mortgage, loans, and saving for retirement, each with a plain-English guide and the official 2026 figures.
9 TOOLS
Taxes & Paycheck
Work out your take-home pay and what you owe the IRS for 2026, with every rule explained in plain English.
Paycheck
Take-home pay after federal tax, Social Security, Medicare and state tax.
Open calculatorFederal Income Tax
Your 2026 federal income tax, refund or balance due.
Open calculatorTax Bracket
Your 2026 bracket, marginal and effective tax rates.
Open calculatorSelf-Employment Tax
Social Security and Medicare on 1099 and freelance income.
Open calculatorCapital Gains Tax
Tax on stocks, crypto and property you sell at a gain.
Open calculatorSalary to Hourly
Convert between salary, hourly, weekly and monthly pay.
Open calculatorOvertime Pay
Time-and-a-half pay and the new overtime deduction.
Open calculatorSales Tax
Add or remove sales tax, with every state's rate.
Open calculatorTip
The tip and each person's share of the bill.
Open calculator4 TOOLS
Mortgages & Housing
Run the numbers on buying, refinancing or renting a home, with taxes, insurance and PMI included.
Mortgage
Monthly payment with property tax, insurance, PMI and HOA.
Open calculatorHome Affordability
How much house you can afford on your income.
Open calculatorRefinance
Monthly savings, closing costs and the break-even point.
Open calculatorRent Affordability
How much rent you can afford on your income.
Open calculator6 TOOLS
Loans & Debt
See what a loan really costs, how fast you can clear a balance and which debt to pay off first.
Auto Loan
Car payment with sales tax, fees, trade-in and down payment.
Open calculatorLoan
Payment and total interest on a personal or any fixed loan.
Open calculatorCredit Card Payoff
How long to clear a card and the interest it costs.
Open calculatorStudent Loan
Monthly payment, payoff date and the cost of paying extra.
Open calculatorDebt-to-Income Ratio
Your DTI as lenders see it, front-end and back-end.
Open calculatorDebt Payoff
Snowball vs avalanche: which clears your debts sooner.
Open calculator6 TOOLS
Savings & Retirement
Plan for retirement and grow your savings with the 2026 contribution limits built in.
401(k)
Your 401(k) at retirement with the 2026 limits and employer match.
Open calculatorRoth IRA
Tax-free growth, the 2026 limit and income phase-out.
Open calculatorRetirement
Are you on track, and how much to save each month?
Open calculatorCompound Interest
How savings and investments grow with monthly deposits.
Open calculatorCD
Interest and maturity value on a certificate of deposit.
Open calculatorSavings Goal
How much to save each month to reach your goal.
Open calculatorFOR EVERYONE