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Healthy Start Calculator

Check whether you qualify for Healthy Start, how much goes on your card, and what it adds up to over the next year.

Checked by the SumAtlas teamUpdated 7 October 2026SourcesHow we check our figuresIndependent: not a government website

Your family

Your benefits
Pregnancy and children
More optionsOptional. The defaults suit most people; change these if your situation is different.

Free to use. Your details are not saved to an account.

Your summary

Healthy Start a week£9.30

You could get £9.30 a week, paid onto a Healthy Start card every 4 weeks as £37.20. Over the next year that adds up to about £363, plus free vitamins.

Likely eligible£37.20 every 4 weeksFree vitamins

THE COMPLETE PICTURE

Your results in detail

A week now£9.30
Every 4 weeks£37.20
Next 12 months£363
VitaminsFree
What we assumed
Rates
From April 2026
Pregnancy
From 10 weeks; birth taken as 40 weeks
Where
England, Wales and Northern Ireland
Projection
Children move to the lower rate at 1 and stop at 4

Not right for you? Change it under More options.

What makes up your payment

A week, now.

ItemA week
1 child under 1£9.30
Total£9.30

Your payments over the next year

A week. Rates change as children have birthdays.

Healthy Start
In week 0: £9.30.
£2.33£4.65£6.98£9.30

Drag across the chart, or use the arrow keys, to read any week.

Worth knowing

Using your card.

What you can buy

Plain cow's milk, fresh, frozen or tinned fruit and vegetables, fresh, dried and tinned pulses, and first infant formula, in any shop that takes Mastercard.

Free vitamins

The scheme also gives free vitamins: pregnancy vitamins with folic acid and vitamin D, and vitamin drops for children from birth to 4.

April 2026 rates. Scotland has Best Start Foods instead. An estimate, not a decision.

THE HEALTHY START GUIDE

Healthy Start in 2026/27

Healthy Start puts money on a prepaid card to help pregnant women and families with young children buy milk, fruit, vegetables, pulses and infant formula. The amounts rose in April 2026. Many eligible families still do not claim. This guide explains who qualifies, how much it is worth, and how to apply.

1In brief

The short answer

  • £4.65 a week from 10 weeks of pregnancy.
  • £9.30 a week for each child under 1.
  • £4.65 a week for each child aged 1 to 3.
  • You usually need Universal Credit with family take-home pay of £408 a month or less, or certain other benefits.
  • Free vitamins for pregnancy and for children up to 4 are included.
£4.65
Pregnancy, a week
£9.30
Baby under 1, a week
£4.65
Child aged 1 to 3, a week
£408
Universal Credit take-home pay limit a month
2Rates

How much you get

The payments rose from April 2026, from £4.25 and £8.50 a week. Money is added to your card every 4 weeks.

Healthy Start from April 2026
WhoA weekEvery 4 weeksA year
Pregnancy, from 10 weeks£4.65£18.60—
Child under 1£9.30£37.20£483.60
Child aged 1 to 3£4.65£18.60£241.80

Payments are added for each eligible child, so a family with a baby and a toddler gets £13.95 a week, or £55.80 every 4 weeks.

3Eligibility

Who qualifies

You can get Healthy Start if you are at least 10 weeks pregnant or have a child under 4, and you get one of:

  • Universal Credit, with family take-home pay from work of £408 a month or less;
  • Income Support;
  • income-based Jobseeker’s Allowance;
  • Pension Credit that includes the child addition;
  • income-related Employment and Support Allowance, if you are pregnant.

You also need to live in England, Wales or Northern Ireland. People with no recourse to public funds may qualify in some circumstances, such as if they have a child who is a British citizen. Check the Healthy Start website for details.

4Earnings

The £408 Universal Credit limit

The £408 limit is your household’s take-home pay from work in a monthly Universal Credit assessment period: earnings after tax, National Insurance and pension contributions. It is not your Universal Credit award. If both partners work, their pay is added together.

Check after a pay rise

Because the limit is low, a few more hours of work can take you over it. If your earnings rise above £408, tell Healthy Start, as you may no longer qualify.

5Young parents

Pregnant under-18s

If you are under 18 and pregnant, you qualify for Healthy Start whatever your income and whether or not you get any benefits. Once your baby is born, you will need one of the qualifying benefits to keep getting the money.

6The total

What it adds up to

From 10 weeks of pregnancy to a child's 4th birthday
  1. 30 weeks of pregnancy at £4.65£139.50
  2. 52 weeks under 1 at £9.30£483.60
  3. 156 weeks aged 1 to 3 at £4.65£725.40
Total over the journey£1,348.50
Healthy Start over 12 months
Toddler£242
10 weeks pregnant£344
New baby£484
Toddler + 20 weeks pregnant£632
Baby + toddler£665
Different family situations, from today.

The calculator projects the next 12 months for your family, including birthdays and a due date, so you can see when payments change.

7Spending

What you can buy

You can buy
Milk
Plain cow's milk: whole, semi-skimmed or skimmed
Fruit and veg
Fresh, frozen or tinned, with nothing added
Pulses
Fresh, dried or tinned beans, lentils and peas
Formula
First infant formula based on cow's milk
You cannot buy
Flavoured
Flavoured milk or fruit with added sugar or salt
Other formula
Follow-on or growing-up milks
Other food
Anything else in the shop

Shops cannot always tell which items are eligible, so it is your responsibility to use the card only for the right foods.

8Free

Free vitamins

Healthy Start vitamins are free for eligible families. Pregnancy vitamins contain folic acid, vitamin C and vitamin D. Children’s vitamin drops contain vitamins A, C and D, and are suitable from birth to 4 years. Ask your midwife, health visitor or local pharmacy where to collect them.

The NHS recommends a daily vitamin D supplement for everyone in autumn and winter, and folic acid before and during early pregnancy.

9Using it

The Healthy Start card

The card is a prepaid Mastercard with a PIN. It works in shops that accept Mastercard, including supermarkets, corner shops and market stalls, but not online. Any money you do not spend stays on the card. If you do not use it for a while, it may be removed, so spend it regularly.

You can check your balance online or by phone. Report a lost or stolen card straight away.

10Claiming

How to apply

  1. Step 1Apply online

    Through the NHS Healthy Start website, or by phone.

  2. Step 2Eligibility checked

    Against your benefit records.

  3. Step 3Card posted

    With money on it if you are eligible.

  4. Every 4 weeksMoney added

    Automatically, while you are eligible.

Apply as soon as you are 10 weeks pregnant. Backdating is limited, so a late application usually means lost money. You will need your National Insurance number and due date or children’s dates of birth.

11Over time

When your payments change

  • When your baby is born, tell Healthy Start so the payment rises to £9.30 a week.
  • At your child’s first birthday, the payment falls to £4.65 a week.
  • At their fourth birthday, the payment for that child stops.
  • If your benefits or earnings change so you no longer qualify, the payments stop.
12Scotland

Scotland: Best Start Foods

In Scotland, Healthy Start was replaced by Best Start Foods, run by Social Security Scotland. It has different amounts, a higher eligibility threshold and different rules for children under 3. Check mygov.scot if you live in Scotland.

13More support

Other help for families

Other help for families with young children
HelpWhat it is
Sure Start Maternity GrantA one-off £500 payment for a first baby in England, Wales and Northern Ireland, on certain benefits
Free prescriptionsDuring pregnancy and for 12 months after the birth
Free NHS dental careDuring pregnancy and for 12 months after the birth
Free early educationFunded childcare hours for eligible 2-year-olds and all 3 and 4-year-olds
Child Benefit£27.05 a week for the eldest child
14Tips

Getting the most from your card

  • Frozen fruit and vegetables are cheap, keep well and count as eligible.
  • Tinned beans, lentils and chickpeas stretch meals further.
  • Check the balance before shopping, so you know what you can spend.
  • Use your card at local markets if they take Mastercard, where fresh produce can be cheaper.
15Background

How Healthy Start has changed

Healthy Start replaced the Welfare Food Scheme in 2006, using paper vouchers that could be swapped for milk, fruit and vegetables. In 2021 the vouchers were replaced by a prepaid card in England, Wales and Northern Ireland, which can be used in more shops and is easier to top up. The weekly amounts rose in 2021 and again in April 2026, to £4.65 and £9.30.

16Pregnancy

Eating well in pregnancy

The NHS recommends plenty of fruit and vegetables, starchy foods, protein such as beans, pulses, fish, eggs and lean meat, and dairy foods during pregnancy. Healthy Start money covers several of these. Take 400 micrograms of folic acid a day until the 12th week, and 10 micrograms of vitamin D a day throughout. Healthy Start pregnancy vitamins contain both.

Avoid some foods in pregnancy, such as unpasteurised milk, some soft cheeses and raw or undercooked meat. Your midwife can give you a full list.

17Young children

Feeding babies and toddlers

The higher rate for babies under 1 reflects the cost of first infant formula for families who use it. If you breastfeed, the card can be used for healthy food for you instead. From around 6 months, babies start solid foods, and fruit, vegetables and pulses become part of their diet.

From 12 months, whole cow’s milk can be given as a main drink. Follow-on and growing-up milks are not needed and cannot be bought with the card.

18Value

Making the money go further

What £18.60 every 4 weeks can buy, as a rough guide
ItemTypical use
MilkSeveral large bottles of semi-skimmed milk
Frozen vegetablesBags of peas, sweetcorn and mixed vegetables
Tinned pulsesTins of chickpeas, beans or lentils
Fresh fruitBananas, apples and seasonal fruit

Prices vary, but buying supermarket own-brand frozen and tinned produce stretches the money furthest. Combining Healthy Start with other help, such as free school meals for older children, can make a real difference to a family’s food budget.

19Help

If something goes wrong

  • If your card is declined, check the balance and that the shop accepts Mastercard.
  • If payments stop, check whether your benefits or earnings have changed, or whether a child has turned 4.
  • If your card is lost or stolen, report it straight away so the balance can be protected.
  • If you are refused and think you qualify, contact Healthy Start with your benefit details.
20Take-up

Why families miss out

Many eligible families do not claim. Common reasons are not knowing the scheme exists, assuming working families cannot get it, or not realising that it is separate from Universal Credit and needs its own application. Health visitors, midwives, children’s centres and food banks can all help you apply.

21Quick check

A quick eligibility checklist

  1. Are you at least 10 weeks pregnant, or do you have a child under 4?
  2. Do you live in England, Wales or Northern Ireland?
  3. Do you get Universal Credit with family take-home pay of £408 a month or less, or another qualifying benefit?
  4. Or are you under 18 and pregnant?

If you answered yes to the first two, and yes to either of the last two, apply now.

22Universal Credit

Universal Credit assessment periods

Healthy Start looks at your take-home pay in your Universal Credit assessment period. If your pay varies from month to month, you might be under the £408 limit in some months and over it in others. If you are refused because of one high month, check again when your pay returns to its usual level, and keep your Universal Credit statements as evidence.

The limit applies to earnings from work. Universal Credit itself, Child Benefit and most other benefits are not counted towards the £408.

23Support

Help from midwives and health visitors

Midwives and health visitors can tell you about Healthy Start, help you apply, and show you where to collect free vitamins. Some local areas give out vitamins at children’s centres, family hubs or pharmacies. If you are not sure where to go, ask at your next appointment or contact your local family hub.

24In work

Working families

Healthy Start is not only for families who are out of work. A parent working part-time on a low wage can be well under the £408 limit, especially in the months after having a baby or while on unpaid parental leave. Statutory Maternity Pay counts as earnings for Universal Credit, so check your take-home figure each month while you are on maternity leave.

A family with a 6-month-old baby and a 2-year-old, on Universal Credit with take-home pay of £350 a month
  1. Baby under 1£9.30 a week
  2. Child aged 1 to 3£4.65 a week
  3. Total£13.95 a week
Paid every 4 weeks£55.80

For a quick check of adult weight against NHS ranges, use the BMI calculator.

25Summary

Key numbers

£4.65
Pregnancy, a week
£9.30
Under 1, a week
£4.65
Aged 1 to 3, a week
10 weeks
Of pregnancy to start
4
Age payments stop
£408
Universal Credit take-home pay limit
4 weeks
How often money is added
£1,348.50
Pregnancy to 4th birthday
Questions

Frequently asked

How much is Healthy Start in 2026?

£4.65 a week from 10 weeks of pregnancy, £9.30 a week for each child under 1 and £4.65 a week for each child aged 1 to 3.

Who can get Healthy Start?

People at least 10 weeks pregnant or with a child under 4 who get certain benefits, such as Universal Credit with family take-home pay of £408 a month or less. Pregnant under-18s qualify whatever their income.

What can I buy with a Healthy Start card?

Plain cow's milk, fresh, frozen or tinned fruit and vegetables, pulses and first infant formula.

Are Healthy Start vitamins free?

Yes, for eligible families, for pregnancy and for children up to 4.

Can I get Healthy Start if I work?

Yes, if you get Universal Credit and your family's take-home pay is £408 a month or less.

Does Healthy Start affect my other benefits?

No. It is not counted as income for other benefits.

Can I use the card in any shop?

In most shops that take Mastercard, but only for eligible foods.

Is Healthy Start backdated?

Only in limited cases, so apply as soon as you qualify.

What happens to money left on the card?

It stays on the card for you to use, but unused money can be removed after a long period of inactivity.

Can a dad or other carer apply?

Yes. The person claiming the qualifying benefit for the child can apply, whether they are a mum, dad, grandparent or other carer.

Do I need to reapply each year?

No. Payments continue while you are eligible, but you must report changes such as a new baby or a change in benefits.

Good to know

Healthy Start rates from April 2026. Not a decision on your claim.