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NHS Prescription Cost Calculator

Find the cheapest way to pay for your prescriptions in England, and check whether you should be paying at all.

Checked by the SumAtlas teamUpdated 7 October 2026SourcesHow we check our figuresIndependent: not a government website

Your prescriptions

How many
More optionsOptional. The defaults suit most people; change these if your situation is different.

Free to use. Your details are not saved to an account.

Your summary

Cheapest way to pay£114.50a year

A 12-month ppc costs £114.50 a year, against £237.60 paying per item. You save £123.10. You can spread it over 10 monthly payments of £11.45.

£9.90 an item12-month PPC £114.50Save £123

THE COMPLETE PICTURE

Your results in detail

Items a year24
Paying per item£237.60
Cheapest£114.50
Saving a year£123.10
What we assumed
Charge
£9.90 per item, England 2026/27
3-month PPC
£32.05
12-month PPC
£114.50, or 10 × £11.45
HRT PPC
£19.80 for listed HRT

Not right for you? Change it under More options.

Every way to pay

Cost over 12 months.

OptionA year
Pay per item£237.60+£123.10
3-month PPC × 4£128.20+£13.70
12-month PPC£114.50Cheapest

When a PPC pays off

Yearly cost by items a month.

Pay per item12-month PPC3-month PPCs
2 items a month: per item £237.60, 12-month PPC £114.50.
£119£238£356£475

Drag across the chart, or use the arrow keys, to read any number of items a month.

Worth knowing

Avoiding charges and fines.

Check before you tick a box

Claiming a free prescription you are not entitled to can lead to a penalty charge of up to £100 on top of the cost. If you are unsure, pay and ask for a refund receipt (FP57).

Buy a PPC before you need it

A PPC can be backdated by up to a month if you bought it within a month of paying for a prescription, as long as you got an FP57 receipt.

On HRT?

The HRT PPC costs £19.80 for 12 months of listed HRT medicines. Add HRT items under More options to compare.

England charges for 2026/27. Not medical advice.

THE PRESCRIPTION COSTS GUIDE

NHS prescription charges and how to pay less

In England a prescription costs £9.90 an item, unless you are exempt. If you need medicines regularly, a prepayment certificate can cut the cost to a fixed £114.50 a year. This guide explains the charges, who gets free prescriptions, when a certificate pays off, and how to avoid penalty charges.

1In brief

The short answer

  • Each item costs £9.90 in England. Prescriptions are free in Scotland, Wales and Northern Ireland.
  • A 12-month PPC costs £114.50 and covers every item. It pays off from 12 items a year.
  • A 3-month PPC costs £32.05 and pays off from 4 items in 3 months.
  • About nine in ten prescription items in England are dispensed free, mainly because of age or medical exemptions.
£9.90
Per item
£32.05
3-month PPC
£114.50
12-month PPC
£19.80
HRT PPC for 12 months
2The cost

Prescription charges in England

The charge is per item, not per prescription form. A form listing three medicines costs £29.70. The charge has been held at £9.90 since April 2023.

What you pay a year at £9.90 an item
Items a monthItems a yearCost a year
0.56£59.40
112£118.80
224£237.60
336£356.40
448£475.20
672£712.80
3Fixed price

Prescription prepayment certificates

3-month PPC
Price
£32.05
Covers
All your items for 3 months
Best for
Short courses of treatment
12-month PPC
Price
£114.50
Or
10 monthly payments of £11.45
Best for
Regular, ongoing medicines

A PPC covers all NHS prescriptions, including new ones you did not expect, such as antibiotics. It does not cover other NHS charges like dental treatment or glasses.

4The maths

When a PPC is worth it

A 3-month PPC is cheaper than paying from the 4th item in 3 months. A 12-month PPC is cheaper from the 12th item in a year, which is one item a month.

Saving with a 12-month PPC
1 item a month£4
2 a month£123
3 a month£242
4 a month£361
6 a month£598
Compared with paying £9.90 an item.
Two regular items a month
  1. Paying per item: 24 × £9.90£237.60
  2. Four 3-month PPCs£128.20
  3. One 12-month PPC£114.50
Saving with the 12-month PPC£123.10
5Menopause

The HRT prepayment certificate

The HRT PPC costs £19.80, the price of two items, and covers listed hormone replacement therapy medicines for 12 months, whatever they are prescribed for. It does not cover other medicines.

One HRT item a month, plus other items
Other items a monthCheapest optionCost a year
NoneHRT PPC£19.80
112-month PPC£114.50

With one HRT item and one other item a month, the HRT PPC plus paying for the other items would cost £138.60, so the full 12-month PPC is cheaper.

6Free

Who gets free prescriptions

  • People aged 60 or over, and under 16.
  • 16 to 18-year-olds in full-time education.
  • Pregnant women and those who have had a baby in the last 12 months, with a maternity exemption certificate.
  • People with certain medical conditions, with a medical exemption certificate.
  • People with a continuing physical disability that stops them going out without help, with a certificate.
  • People getting certain benefits, or with an NHS tax credit exemption or HC2 certificate.
  • NHS inpatients, and war pensioners for their accepted disability.
7Conditions

Medical exemptions

A medical exemption certificate gives free prescriptions for everything, not just the condition. It covers, among others:

  • diabetes needing medication other than diet alone, and an underactive thyroid needing thyroxine;
  • epilepsy needing continuous treatment;
  • cancer, its effects, or the effects of its treatment;
  • a permanent fistula needing a dressing or appliance;
  • Addison’s disease, hypoparathyroidism, myasthenia gravis and some other conditions.

Ask your GP for the FP92A form. The certificate usually lasts 5 years.

8Low income

Low income and the NHS Low Income Scheme

If you get Income Support, income-based JSA, income-related ESA, Pension Credit Guarantee Credit, or Universal Credit with earnings below a set limit, you get free prescriptions. If not, the NHS Low Income Scheme can give full help (HC2) or partial help (HC3) depending on your income and savings.

9Across the UK

Scotland, Wales and Northern Ireland

Prescriptions are free for everyone in Scotland, Wales and Northern Ireland when dispensed there. If you live in Wales but use a GP in England, you can get an entitlement card for free prescriptions from an English pharmacy.

10How to

How to buy a PPC

  1. OnlineBuy at GOV.UK

    Choose the start date and pay by card or Direct Debit.

  2. PharmacySome pharmacies sell PPCs

    Ask at the counter.

  3. PhoneCall the NHS Business Services Authority

    If you cannot buy online.

  4. RenewalSet a reminder

    A 12-month PPC does not renew itself unless you choose to.

11Paid too much?

Refunds and backdating

If you pay for a prescription and then buy a PPC, the PPC can be backdated by up to a month, as long as you ask the pharmacist for an FP57 refund receipt when you pay. You can then claim back what you paid. FP57 receipts are also used if you are waiting for an exemption certificate.

Always ask for an FP57

You cannot get one later, so ask whenever you pay but think you may be entitled to free prescriptions.

12Fines

Penalty charges

If you claim free prescriptions you are not entitled to, the NHS can charge you the cost plus a penalty of up to five times the charge, capped at £100. Exemptions are checked. If you have a valid certificate but forgot to show it, you can usually challenge the penalty.

13Tips

Other ways to save

  • Ask your GP whether repeat items can be combined or supplied for longer periods.
  • Check whether a cheaper over-the-counter version is suitable for minor items.
  • Use a pharmacy that offers repeat prescription reminders so you do not run out.
  • If you need dental care or glasses too, check whether the Low Income Scheme can help with those.
14Counting

What counts as an item

Each different medicine, appliance or dressing on a prescription is a separate item, even if they are on the same form. Two strengths of the same medicine are usually two items. A larger quantity of the same medicine, for example two packs of the same tablets, can be one item if it is prescribed as one quantity. Ask your pharmacist how your prescription will be charged.

Some products count as more than one item. For example, elastic stockings are charged per stocking, so a pair costs two charges.

15Regular medicines

Repeat prescriptions

If you take the same medicines every month, ask your GP whether longer prescriptions are suitable. Two months of supply on one prescription costs one charge per item instead of two. Not every medicine can be prescribed for longer, but it is worth asking at a medication review.

Electronic repeat dispensing lets your GP set up a batch of prescriptions that the pharmacy releases at intervals, so you do not have to reorder each time. The charge is the same, but it is easier to plan a PPC.

16Minor illness

Pharmacy First and minor illness

Under the Pharmacy First service in England, pharmacists can treat some common conditions, such as sinusitis, sore throat, earache, infected insect bites, impetigo, shingles and urinary tract infections in women, and supply prescription medicines where needed. If a medicine is supplied, the normal prescription charge applies unless you are exempt or have a PPC.

For many minor illnesses, buying a pharmacy medicine is cheaper than a prescription charge, so ask the pharmacist which is better value.

17Other items

Appliances, wigs and fabric supports

Some items on prescription have their own charges, such as wigs and fabric supports like surgical bras and spinal supports. These are not covered by a PPC. The same exemptions apply, so people who get free prescriptions usually also get these items free.

18Moving around

Travel and moving between nations

Prescription charges depend on where the prescription is issued and where it is dispensed. Welsh residents registered with an English GP can apply for an entitlement card for free prescriptions. If you move from Scotland, Wales or Northern Ireland to England and register with a GP here, you will start paying charges unless you are exempt.

If you are going abroad, ask your GP for enough medicine to last. A PPC covers the items but not any private prescriptions abroad.

19Background

How charges have changed

Prescription charges in England were reintroduced in 1968 with wide exemptions. The charge usually rose each April until 2023, when it reached £9.90. It has been held at that level since, along with the prices of PPCs. Wales abolished charges in 2007, Northern Ireland in 2010 and Scotland in 2011.

20Other NHS costs

Dental, eye tests and glasses

A PPC does not cover NHS dental charges or the cost of glasses. Many people who get free prescriptions because of low income also get free dental treatment, eye tests and help with glasses. People aged 60 or over get free NHS eye tests but still pay NHS dental charges unless they qualify on income.

21Chronic illness

Long-term conditions without an exemption

Many common long-term conditions, such as asthma, high blood pressure, arthritis and depression, do not give a medical exemption. People with these conditions often need several items each month and are the main beneficiaries of a 12-month PPC. If you take two or more regular medicines, a PPC will almost always save money.

22Family

Collecting for someone else

You can collect a prescription for someone else. If they are exempt, tick the right box on the back of the form on their behalf and be ready to show evidence if asked. If they have a PPC, give the certificate number. Pharmacies may ask for proof, so keep certificates somewhere easy to find.

23Examples

Scenarios

The cheapest option in common situations
SituationBest option
One antibiotic course a yearPay per item
One regular medicine a month12-month PPC, just
Three regular medicines a month12-month PPC
A short course of several medicines over 2 months3-month PPC
HRT onlyHRT PPC
Aged 60 or pregnantFree
24Age 16 to 25

Students and young adults

Prescriptions are free up to your 19th birthday if you are in full-time education. From 19, students pay unless they qualify through the NHS Low Income Scheme, which takes student income such as loans into account. Many students on low incomes qualify for full or partial help, so it is worth applying with an HC1 form before buying a PPC.

Young people leaving care, and those on Universal Credit with low earnings, can also get free prescriptions. Check before you pay, as refunds are only possible with an FP57 receipt.

25Where you collect

Dispensing doctors and online pharmacies

In some rural areas, GP practices dispense medicines themselves. The same charges and exemptions apply, and a PPC works in exactly the same way. NHS online pharmacies deliver prescriptions free of charge; you still pay the normal prescription charge unless you are exempt or have a PPC.

Other free NHS-based checks on SumAtlas include the BMI calculator, which uses NHS healthy weight ranges.

26Summary

Key numbers for 2026/27

£9.90
Per item
£32.05
3-month PPC
£114.50
12-month PPC
£11.45
Monthly, 10 payments
£19.80
HRT PPC
12
Items a year to break even
60
Age for free prescriptions
£100
Maximum penalty charge
Questions

Frequently asked

How much is a prescription in England in 2026?

£9.90 per item. Prescriptions are free in Scotland, Wales and Northern Ireland.

Is a prepayment certificate worth it?

A 12-month PPC costs £114.50 and is cheaper if you need 12 or more items a year. A 3-month PPC costs £32.05 and pays off from 4 items in 3 months.

How much is the HRT PPC?

£19.80 for 12 months of listed HRT medicines.

Who gets free prescriptions?

People aged 60 or over or under 16, 16 to 18-year-olds in full-time education, pregnant women and new mothers, people with certain medical conditions and people on certain benefits.

Does a PPC cover dental charges?

No. It only covers NHS prescription charges.

Can I pay for a 12-month PPC monthly?

Yes, by 10 monthly Direct Debits of £11.45.

Do I need a PPC if I am 60?

No. Prescriptions are free from your 60th birthday.

What if I start a PPC and then become exempt?

You may be able to get a refund for the unused months. Contact the NHS Business Services Authority.

Can I share a PPC with my partner?

No. A PPC covers one named person. Each person who needs regular prescriptions needs their own certificate.

Does a PPC cover hospital prescriptions?

Yes. It covers NHS prescriptions from hospitals, GPs, dentists, nurses and pharmacists in England.

When does the 12-month PPC start?

On the date you choose when you buy it, or up to a month earlier if you paid for prescriptions in that month and kept an FP57 receipt.

Will prescription charges go up?

They are usually reviewed each April. The charge has been held at £9.90 since 2023. Check the latest charge before buying a long-term certificate.

Do I have to pay for contraception?

No. Prescribed contraceptives are free for everyone in England.

Good to know

England prescription charges for 2026/27.